prosper youplaboum!

Prosper.com seems to be at the first sight a very strange site. On Prosper.com, you can be a lender or a borrower. A very efficient system control your identity and you can then put your profile on the site and tell everyone about your story and why you need a loan. People who trust in you can borrow you some money (oft about 50$). You have three years to pay them back und so use the money efficiently. The site is only available in the United States. You had to have a social security account and to prove your identity.

This typically 2.0 website is a great exemple of what can be very useful but also very frightened for your own security on the web. That people can trust so much some other people to borrow them money is one of the best example of how can Internet be a media who change mentalities. I think it can be a part of the Internet spirit of mind : sharing generosity, helping other people, connecting with different people all around the world.


Prosper.com might be a good example of what could happened in the future. The trust in medias and in other people will not come from the face-to-face, to direct contact but will be also possible with virtual identities. Somebody who speak about themself on the Net, with the confidence of an ID verification with the computer system, is capable to establish useful and intimate connexions with somebody else.